Casita and ADU Financing in Arizona 2026: How to Pay for a Backyard Guest House

Published on: 08/18/2026

Most Arizona homeowners pay for a casita with a cash out refinance, a renovation loan, or a second lien construction loan. Here is what the 2026 ADU law changed in Phoenix and Scottsdale, and what lenders will actually count. Pillar Mortgage Group, NMLS #2700076

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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